None of the choices is a good fit for me. I had a group lesson with a voice coach about 9 years ago, and again last year, so I can pull off a feminine voice for short encounters, like saying good morning, or interacting with people in a store. If I had a long conversation, there are enough clues in my voice that I’m male.
I used to try to soften the voice, but I found that I could not be heard in noisy environments. The voice coach talked about resonance, about making the voice smaller. So I do raise the pitch slightly, but I try to project some of my voice through the nasal cavities. These are smaller than your vocal tract and the resultant voice sounds smaller. I don’t go all the way to sound like Fran Drescher, just enough to give the smaller resonance. This way I can project my voice louder and still sound feminine.