Hi Terri, it is like some others have said- depends on my mood. For totally casual, skinny jeans or black zip leggings with a tiny tee or pullover sweater. if i’m in the mood for a skirt i got a great knit dress at Keystone from consignment swap (free) with a matching light cardigan and low heels. of course pantyhose too. these outfits are on my public photos if anyone is interested.