Hi Marie Claire, I take a different approach. I am more often than not "stealth dressed," dressed in women's clothing that looks close enough to men's clothing, although if you looked closely you could see the difference.
I'm almost always in panties (except for wax days when I have to wear boxer briefs, which you could consider as a microfiber tight fitting boxer panties with an extra pouch in front). I don't wear a bra unless I'm wearing breast forms (or planning on it later). I'm wearing women's skinny jeans, and a woman's almost-androgynous tee shirt. There might be a V neck that's a bit too much for a man, or the material is thinner, or just more of a nylon material, or a split at the hem between the front and back, or a richer color than men typically wear. But no one has ever said anything to me. My socks are women's low rise socks, or tights, and I have women's shoes that look plain enough to be men's shoes.
I do have to choose my panties based on whether I am going to the gym at work or not. If I'm going to the gym, I'll wear a solid color, and I usually take a corner locker, especially if I'm wearing a thong. I have learned to further hide my panties by bending slightly so the shirt covers part of them as I am changing. The same goes for wearing tights; I can only do it if I'm not going to the gym.
I'm too hard on my nails to consider using fingernail polish, even clear. (I chipped my nail within the first day going to Keystone.) I'm not interested in wearing toenail polish, partly because I don't want people looking at my feet (they're not my best feature), and partly because I take my socks off regurlarly for a Pilates class.
Depending on the season, I have worn a woman's cardigan or a woman's jeans jacket.
One time I tripped on a curb and gave myself a "shiner" (black eye). For the next week I wore a bit of makeup to tone down the bruise.
Last month I had to take an MRI after work, so I wore women's leggings, and put a minimal amount of stuff (license, cash, credit card, health insurance card, car keys and phone) into a fanny pack (leggings have no pockets). I wore this to work that day, and because there was no metal zipper, I didn't have to change into a gown to get the MRI, just remove the fanny pack.
Do I go out dressed as a woman? Yes, fairly often. I have been going for a walk en femme around my block (about a 3 mile trip), particularly on the weekends for about 5 years. I'm occasionally in a dress, more often in a skirt and top. I even have an ankle length quilted coat that I can wear in winter. I've cut back the last year because of illness, but hope to start up again.
Have I worn feminine style men's clothing? No, I wear andryogynous styled women's clothing.
Do I enjoy the result or process when I dress up? I'd have to say I like the result better than the process. When going out for a walk locally, I might just put on a touch of beard cover, and the wig frames my face and changes me. If I'm going out somewhere fancier, I will spend more time with makeup. I'm OK doing that, but I enjoy the results more than the work I have to put in to get there.